As a student, it's usually essential to get used to living on quite a small budget as quickly as possible. When you're at uni, you might be living off the amount of money that you get from your student loan, relying on your parents to send you a little bit of money each month, or earning some income from a part-time job – but most students will agree that studying and getting a degree takes priority over making money. More so, when a student has taken a science or mathematics major. Not only would he be required to give more hours in order to grasp the concept better, but he might also need Keep reading...
5 Tips for Taking Charge of Your Family Finances
Keeping track of your household's finances can seem like a full-time job, especially in challenging economic times. If you are someone nearing retirement or planning for it, you may be feeling the pinch too, maybe you are worried about your 401k and want to change it over to see if it will benefit you more financially. You might be looking for all you need to know to rollover your 401k to a gold IRA so you have the opportunity to set yourself up (potentially) better. However, that is a talk for another time. If you're wondering where your money goes every month, it's time to spend a little Keep reading...
How to Save Money So You Can Travel More
I love to travel. It's one of those things I really wish I could do more often. There's nothing that compares to a nice, relaxing vacation. Unfortunately, traveling is often way down on the list after all of life's other priorities. It's always been that way, and I don't like it! Because of this I came up with a plan to save money exclusively for trips. The first thing I did, was find a jar so I could start a "Travel Fund". It's a simple glass mason jar. I like that it's glass because I'm always able to see just how much I've saved up. After designating Keep reading...
4 Ways to Perk Up Household Cash Flow
Healthy economies depend on steady cash flow, meeting spending needs with an uninterrupted income stream, capable of covering wide-ranging costs. Whether budgeting for a nation, state, or household; similar principles lead to success managing money. For starters, effective finance is based on a foundation of equilibrium, balancing spending and income. When the equation turns upside down and spending outpaces income, personal economies suffer. Each person's financial fortunes unfold by a unique script. However, despite the personal nature of money management, universal strategies Keep reading...
Save Money with Groupon Coupons
I love to save money. In fact, I rarely make a purchase unless the items are on sale or on clearance or I have a coupon or online promo code. I must admit, I don't like paying full price for anything. I'm thrifty and frugal and tend to save a lot of money this way! I'm always looking for the best deals, and Groupon Coupon has helped me find them! Disclosure: This is a sponsored post. All thoughts and opinions are my own. Before making any kind of purchase, I like to stop by Groupon Coupons to see if I'll find a coupon for the item I'm looking to purchase. You can find Keep reading...
5 Ways to Stock Up and Save This Holiday Season
The Holiday Season is among us! I'm excited, are you? I absolutely love the Holidays and all the fun, memories and excitement it brings. I love the extra special time spent with family and I love all the yummy food we get to enjoy! One thing I don't love about the Holidays is the extra money I spend. I'm pretty sure I spend the most money this time of year. Between hiring local home cleaning services for a thorough cleaning of the house, buying gifts for friends and family and food for Holiday gatherings, we tend to spend a substantial amount! Not to forget the exotic vacations Keep reading...
5 things you can do TODAY to get some extra CASH
There comes a point in time where you may just need a little extra cash to make it through the day. Maybe you had an unexpected expense, and now you're broke! Sometimes, life takes us by surprise, and we find ourselves in a bit of a sticky situation. Don't worry, there are a few ways you can make a bit of extra money today. It'll take some time, but it's not impossible. Sell a few things you don't need and no longer use on Craigslist, at a yard sale, or local Facebook buy & sell groups Everyone has at least a few things in their home that they have no use for. Whether Keep reading...
5 Smart Ways to use your Tax Refund
Do you make smart choices when it comes to your tax refund? I know many people who look forward to tax time because they're excited to be getting some money back. They wait all year for it and can't wait to spend it! Yet there are others who hate the tax season, primarily because they think that tax means paying a lot of money! These people should probably get in touch with consulting accountants to understand the importance of taxation and the benefits that they can get in the form of tax returns. That said, for those of you who get a tax return, how do you use it? I hope you do not Keep reading...
6 Ways to Earn Cash & Gift Cards Online
For years, I've been earning Cash & Gift Cards through various online sources. It really isn't hard, in fact, anyone can do it as long as you have access to the internet. The extra money and gift cards I earned has helped me to get by when money was tight. Now that I'm living comfortably and have a decent income, the money and gift cards I earn help to pay for the extras I want but don't necessarily need. There are many apps that tend to provide a way of making money for people by answering a few surveys and polls. Survey websites have become a great passive income source, which is Keep reading...
Make Money from home as a PatPat Ambassador
Disclosure: I received compensation for this post. All thoughts and opinions are my own. Having been a stay-at-home mom for 9 years, I am always on the look out for new opportunities where I can earn a living by working from the comfort of my own home. Working from home is ideal for me, and so far it's been going well. I know it can be difficult for some of you to work from home, but I'm here to let you know that it can be done! I'd like to share an amazing opportunity for those of you with large social followings. Bloggers would be perfect for this, but even if you're not a Keep reading...
How to Start an Emergency Fund
I always knew that having an Emergency Fund was important. I'm one who always likes to be prepared for anything that comes my way. I know for some, it's hard to start an emergency fund when you barely have enough to get through the month as it is. But...every dollar counts. There's no better time to start that fund than right NOW! Why start saving? There are many reasons as to why you should start saving up. The first and the main reason is for emergencies and security purposes. In case of unfortunate times, you or family could have some amount to fall back on-- the Keep reading...
5 Ways to SAVE MONEY when Shopping Online
Being that we live over an hour away from the closest mall, Target, or Walmart, I tend to do the majority of my shopping online. I shop for presents, clothes, and more. Some of my favorite online stores to shop at include Amazon, Target, 6pm & American Eagle. I shop at a few other online stores as well, especially when I find great sales with free shipping! There are a few stores I'd love to shop at, but unfortunately they charge a ridiculous amount to ship to Hawaii. I refuse to pay outrageous shipping costs, especially when I can shop elsewhere and get my items delivered for Keep reading...
