Wow! This year has really flown by. The Holidays are upon us, and I’m excited! I love everything the Holiday season brings. Family togetherness, good food, Christmas decorations, and of course Giving to others. A lot of us tend to spend a lot of money during the Holidays, sometimes we spend too much. Here’s a great post for those looking to SAVE money this Christmas. One lucky person will save even more, when they WIN this awesome giveaway for a $300 Gift Card. It will definitely make someones Holiday just a little better!
I’ve partnered with theNightOwlMama.com and Stuckathomemom.com as well Afropolitianmom.com and several other amazing bloggers to bring you this Fabulous $300 Gift Card Giveaway sponsored by H&R Block.
Details on the H&R Block Emerald Advance line of credit:
H&R Block will begin accepting applications in offices November 25th so set up your appointment today! All you need to apply is an unexpired government-issued photo ID and your most recent pay stub (no W2 form required!) You don’t already need to be an H&R Block client to apply The Emerald Advance is a line of credit you can draw from as you need it. You can use it year-round for unexpected expenses and other short-term credit needs. It’s that easy. To learn more about H&R Block Emerald Advance line of credit and/or to make an appointment in order to apply in a participating H&R Block office from November 25 to January 15, 2013. Please visit H&R Block Emerald Advance.
Enter using the Rafflecopter below for you chance to win a $300 Gift Card sponsored by H&R Block. Complete as many entries as you can to increase your chances of winning. Good Luck!
Disclosure: Night owl mama has asked me to join in the promotion for $300 Gift card Giveaway sponsored by H&R Block. No compensation was received. The prize was provided and may be shipped to the winner by H&R Block, but all opinions at the top expressed in the post are my own and not those of H&R Block. Entrants must be 18 or older and located in the US only. Winner to be chosen at random. If you have any questions please ask Night Owl Mama. Thank you
We always go to H& R block for our tax filing
I learned that you have access to credit year-round.
I save money by using a lot of coupons.
With H&R Emerald Advance you have access to credit year round
I save money by avoiding the stores
I save money at holiday time by entering giveaways and winning great gifts year round.
The loan is a year round line of credit
They have a live support phone number or you can search for an office close to you.
A money-saving tip is to set a limit for each person you are buying for and then stick with it.
I learned that Load funds drawn from your line of credit to your H&R Block Emerald Prepaid MasterCard.
H&R Block Bank offers an optional automatic payment plan
coupons
You have the ability to repeatedly borrow and repay up to $1000
Can’t find MamaTandFamily on Facebook so couldn’t like it.
I couldn’t find them either
I use coupons and watch for sales to save money. And being a cheapskate helps a lot too..lol
my money saving tip is to buy Christmas decorations for next year after Christmas when you can get it marked down
Use coupons to or search for online discounts to find the best deals. Reuse everything from the holidays that you can and save it for next christmas.
My money saving tip is to make a budget, and bring cash only when you shop to avoid impulse purchases.
shop throughout the yaer – there are deals all the time, not just the “discounts” on artificially inflated prices.
If approved, you are eligible to maintain your line of credit year-round
take expired coupons just in case the store will still accept them for your purchase–this works for me a lot!
Coupon clipping
Pass down clothing for my four boys
They started the Emerald advance November 25th.
The emerald card can be used over and over again, just like a credit card.
I try to save money by keeping cash in my pocket. If I have something to look at and can see how much there is it’s very influencial.
I learned they offer an emerald rewards card where you can earn cash rewards
We use coupons to save Money
another money saving tip for the holidays we use, is using gift cards to stay within our preset budget
EMERALD CARD CAN BE USED OVER AND OVER. COULD NOT FIND MAMA T ON FB SO I WAS UNABLE TO LIKE AND RECEIVE THE 10 ENTRIES
I shop at Walmart using W/D and Publix sales!
It can be used year round not just around tax time which is what I normally associate H&R Block with.
Go to the DOLLAR STORES and stay out of MACY’s LOL!
Use two coupons on a bogo sale!
I learned that you can repeatedly borrow and pay back up to $1000.
Only pay cash. If it is something you want save up the money and pay cash
I didn’t even know HR Block did loans except on tax returns.
Save money using coupons and buying bulk when able!
You can keep your line of credit year round and use what you need for emergencies, etc.
I use whatever coupons I can get my hands on!
Use digital coupons to save extra money online.
They have a cool app in the app store. Wow…..I would have never guessed 10 years ago that something like that would even be possible.
We save lots of money by eating at home. Eating out killed our budget. No more!
They have been in business since 1955.
Learned its year round .
Save money by shopping at thrift stores and second hand shops.
stick to your shopping list!
I save $$$ by not shopping at the shopping malls.
By Googling for a coupon before I make a purchase. 75% of the time I find an applicable coupon.
I had no idea That H&R Block offered this line of credit
I learned about the Emerald card. I had no idea H&R Block offered a year round line of credit
I like that you can access your line of credit anytime and just have it loaded right onto your card! That is awesome 🙂
I learned that the Emerald Advance® is a year-round line of credit that provides the ability to repeatedly borrow and repay up to $1000, depending on bank approval.
I have three boys and they are always hard on clothing and I tend to buy more clothes for thm than I do for my self. I save money by shopping at the thrift shops. You can get brand new looking clothes at a cheap price.
Make homemade wrapping paper with fabric, buttons, whatever you can find! Scraps 🙂
I try to win it first.
Its a good emergency credit fund
Shop through Upromise and use coupon codes. Ebates too!
I learned with H&R Emerald advance that If approved, you are eligible to maintain your line of credit year-round!
1st top on how I save money-Savings account that is specifically for the holidays! Buying all those gifts ism’t so money draining when it’s been saved up!
Tip 2- Subscribe to your favorite stores so you know first when discounts are coming out!
Get the farm rich at walmart via winn dixie and the $1 off coupons!
The H&R Block Emerald Prepaid MasterCard earns cash rewards!
Put change in container after each shopping trip and cash in when full, adds up fast!
Make list of what want to get for who in each store, and do not fall for store “specials” etc, stick to budget and list!!!
I like to shop local art shows. You can find amazing, original gifts at a better price, than you can find in the mass produced markets.
My money saving tips are to use coupons when ever possible and look for sales at all local stores to match up with coupons.
Cut up your credit cards!
Couponing
I save money by using coupons!
I save money on Xmas shopping by shopping at Walmart and by taking advantage of their price match policy!
I thought h&r block was just for taxes.
Coupons, but I’m no professional couponer lol
Shop after the holidays for the following year
It is a year around credit that you can repeatedly borrow and repay
I save money by using the envelope system
I save money at Christmas by buying throughout the year so December isn’t such a burden
One of the benefits of Emerald Advance is that you have the ability to pay down the balance on the Emerald Advance with a portion of your tax refund, if you so choose.
Use coupons for items that are aready on sale, double our savings
Another money saving tip that I use is to follow bloggers who post unadvertised sales at stores I shop. I’ve found several huge bargains this way!
You can use part of your income tax to pay back the Emerald Advance if you so choose.
H&R Block is lovely plan for payment for everything and easy steps to sign up too.The first idea for saving money is to write down wish lists for everyone first and filter those are not necessary or worthless or repeated.The second tip for money saving is to compare prices on all websites and in store for the lists to be got and wait for the deals to get maximum discounts.
One of the best ways I save money is by comparing store flyers to see what is the best deal. I then match up coupons to save even more.
A money saving tip for the holidays is to give home made gifts for Christmas. There are lots of ideas on Pintrest!
The line of credit is available year round.
I learned that home repairs can’t be deducted from taxes you pay.
I learned the you can pay the balance with your income tax.
I collect coupons from the local flyers to save money
One way I save money is by taking my returnables back. I pay for the deposit so i make sure i get that back. Also i try to refill water bottles instead of buying water all the time. Thanks
use coupons on sale items
I don’t have credit cards because of social buy anything.security YIU don’t have enough money to actually
I learned that the H&R website links to the Health Insurance Marketplace, which allows you to compare health plans, get help and enroll in health care coverage for 2014.
I save money by using my bicycle for transportation whenever possible instead of driving my car.